Auto Insurance for Low Millage Users


Auto Insurance for Low Millage Users

Are you low mileage vehicle user and thinking about insuring it? Well! This article gives a brief introduction about insuring the vehicles for low mileage users.

Those that maintain a mileage of 6,000 miles annually are entitled to a reduced discount on the rates of the insurance policy by close to 2%.There are few ways in which you can obtain less expensive auto insurance policies. These ways include the use of pay as you drive which can result in you saving up to 25% or more in the event that you are a careful driver. The other option is making use of the pay per mile auto insurance which might result in you saving close to 45% if you are a careful driver. It is important to note that for you to qualify for any auto insurance discount, you have to take the initial initiative and ask for the discount yourself.

There are various types of low mileage discounts that most auto owner are not aware of that are mostly applicable to those drivers who cut down their mileage by working from their homes. The reason that most insurance companies offer auto insurance policies at a higher rate to high mileage drivers is due to the fact that high mileage drivers are more likely to be involved in accidents as opposed to low mileage drivers. Most auto insurance companies consider three factors when it comes to the setting of the minimum rates, these factors include, ones driving experience, the safety record of a driver and the mileage covered by a driver. It is wrong to present false readings of your speedometer to an insurance company as this might cause you to lose you insurance policy and be blacklisted.